Can Digital Inclusive Finance Improve the Financial Performance of SMEs?

Our paper takes the sample of listed companies from Shanghai and Shenzhen A-share SMEs then theoretically analyzes empirically tests impact digital inclusive finance on financial performance SMEs. The results show that located in areas with a higher level is significantly higher. Digital can play role expanding scale innovative investment, reducing cost debt financing improving ability risk-taking, thereby strengthening findings enrich academic research topic perspective provide suggestions to government, banks continually implement policy.